FOR IMMEDIATE RELEASE Contact:  John H. Guinan, MBA CLTC ACSIA Partners LLC john.guinan@acsiapartners.com 651-646-2200 New Fact Sheet: Long-Term Care Planning Has Become a Necessary Part of Financial Planning The decision aid is now available from LTC agent John Guinan Mendota Heights, MN August 9, 2018 -- If you're focused on building wealth, "then you should consider safeguarding that wealth from one of its biggest threats, long-term care costs," says John Guinan, MN-based agent with ACSIA Partners LLC. "Not everyone needs long-term care insurance," says Guinan, "but everyone needs a long-term plan. Without one, your financial plans may be vulnerable." This is the message of a new four-page guide from Guinan, Why You Should Consider Coverage. It may be downloaded from http://www.jguinanltc.com. "In just a few minutes, you can get answers to many key questions," says Guinan. For example: • "How does long-term care (LTC) differ from other forms of healthcare?" • "What public assistance is available for LTC? (Hint: virtually none unless you're destitute.)" • "What are the odds you or a family member will ever need LTC?" • "If you decide to self-insure, about how much should you be prepared to pay?" • "Do LTC policies cover services in the comfort of your own home?" • "If I can't health-quality for LTC insurance, am I out of luck? (Hint: no, there are options.)" Guinan's company, ACSIA Partners LLC, offers a variety of services for families and organizations: • Traditional long-term care insurance from multiple carriers, • "Hybrid" policies (typically life insurance with LTC riders), • Annuities with tax-advantaged LTC features, • Critical illness insurance, • And additional protections including LTC education and referrals to care services. Why You Should Consider Coverage and other information is available from Guinan at john.guinan@acsiapartners.com, http://www.jguinanltc.com or 651-646-2200. Guinan represents the company in IA, IL, MN, MO, NC, ND, SD, WI. In California the company is known as xACSIA Partners Insurance Agency; in other states, as ACSIA Partners. # # #