FOR IMMEDIATE RELEASE

Contact: 
  John H. Guinan, MBA CLTC
  ACSIA Partners LLC
john.guinan@acsiapartners.com
651-646-2200

New Fact Sheet: Long-Term Care Planning Has Become a Necessary Part of Financial Planning
The decision aid is  now available  from LTC agent John Guinan

Mendota Heights, MN August 9, 2018 -- If you're focused on building wealth, "then you should  consider safeguarding that wealth from one of its biggest threats, long-term care costs," says John Guinan,  MN-based agent with ACSIA Partners LLC.

"Not everyone needs long-term care insurance," says Guinan, "but everyone needs a long-term plan. Without one, your financial plans may be vulnerable."

This is the message of a new four-page guide from   Guinan, Why You Should Consider Coverage. It may be downloaded from  http://www.jguinanltc.com.

"In just a few minutes, you can get answers to many key questions," says Guinan. For example:
    •  "How does long-term care (LTC) differ from other forms of healthcare?"
    •  "What public assistance is available for LTC? (Hint: virtually none unless you're destitute.)"
    •  "What are the odds you or a family member will ever need LTC?"
    •  "If you decide to self-insure, about how much should you be prepared to pay?" 
    •  "Do LTC policies cover services in the comfort of your own home?"
    •  "If I can't health-quality for LTC insurance, am I out of luck? (Hint: no, there are  options.)"

Guinan's company, ACSIA Partners LLC, offers  a  variety of services  for families and organizations:
    •  Traditional long-term care insurance  from multiple carriers,
    •  "Hybrid" policies (typically life insurance with LTC riders),
    •  Annuities with tax-advantaged LTC features, 
    •  Critical illness insurance, 
    •  And additional protections including LTC education and referrals to care services.

Why You Should Consider Coverage and other information is available from Guinan at john.guinan@acsiapartners.com, http://www.jguinanltc.com or 651-646-2200. Guinan represents the company in IA, IL, MN, MO, NC, ND, SD, WI.

In California the company is known as xACSIA Partners Insurance Agency; in other states, as ACSIA Partners.

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